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CORE PLATFORM

Plug & Play API

Seamless fintech integration — connect once, power everything.

LendSystem's Plug & Play API is the single integration layer that connects your lending platform to every fintech service you need — KYC, bureau, payments, GST, account aggregator, and more — through one unified, secure, and always-on API gateway built for scale.

PLUG & PLAY
50+ FINTECH CONNECTORS
99.99% API UPTIME SLA
< 200ms MEDIAN LATENCY
1 Key ALL INTEGRATIONS
Integration Categories
All Fintech Services. One API Key.
Connect to KYC & identity, credit bureaus, payment rails, and GST data through a single LendSystem API key — with automatic failover, retry logic, and unified audit logs across every connector.

KYC & Identity

Aadhaar OTP, PAN verification, Video KYC, Digilocker, OKYC, and CKYC — all identity verification flows via one endpoint.

10+ PROVIDERS

Credit Bureau

CIBIL, Experian, Equifax, and CRIF live report pulls with multi-bureau deduplication and score normalisation.

4 BUREAUS

Payments & Banking

IMPS, NEFT, UPI, NACH, ENACH, e-mandate, penny-drop, and account validation via NPCI and banking partners.

NPCI CERTIFIED

GST & Financials

GSTN live data pull, ITR verification via CBDT, MCA21 company data, and Account Aggregator (AA) framework.

GSTN AUTHORISED
Platform Reliability
Live API Health — Always On
Every connector is monitored 24/7 with automated failover, circuit-breaker protection, and sub-second latency SLAs — so your lending workflows never stop.
Live Integration Status
Aadhaar OTP (UIDAI) 142ms 99.99%
PAN Verification (NSDL) 98ms 99.98%
CIBIL Bureau Pull 310ms 99.97%
NACH / ENACH (NPCI) 185ms 99.99%
GSTN Returns API 220ms 99.95%
Account Aggregator (AA) 167ms 99.96%
50+Connectors
99.99%Uptime SLA
< 200msMedian P95

Security & Compliance

96%

OAuth 2.0, mTLS, AES-256 encryption, ISO 27001 certified infrastructure, and RBI data localisation compliant.

Auto Failover & Retry

90%

Intelligent circuit-breakers with provider-level failover — alternate providers activated automatically on degradation.

Observability & Audit

84%

Every API call logged with full request/response trace, latency, error codes, and a tamper-proof audit trail for regulators.

Configurable Rate Limits

78%

Per-tenant, per-connector rate limit controls with burst allowance, priority queues, and usage dashboards.

Versioned & Backward Safe

88%

All connectors are versioned — breaking changes never deployed without a migration window and parallel version support.

How It Works
Live Integration in 5 Simple Steps
From API key generation to a fully connected lending workflow — up and running in under a day, with zero custom connector code required.
1

API Key Generation

Sign up, select your required connectors, and receive a single universal API key scoped to your chosen integration services.

2

SDK / Direct REST Setup

Integrate via our REST API or drop-in SDKs for Node.js, Python, Java, and PHP — working in your sandbox in under 30 minutes.

3

Connector Configuration

Configure each fintech connector — providers, fallback rules, retry logic, rate limits, and consent flows — from the dashboard.

4

Sandbox Testing

Test every connector against live-mirror sandbox environments with real response schemas, error simulations, and latency emulation.

5

Go Live & Monitor

Flip the production switch — real-time observability dashboard tracks every call, latency, error rate, and SLA status 24/7.

Key Features
What Makes Our API Plug & Play
Every integration capability your engineering and product teams need — from unified authentication to no-code connector management — in one always-on platform.

Universal API Key — One Credential, All Connectors

A single API key authenticates to all 50+ fintech connectors — KYC, bureau, payment, GST, and AA — eliminating per-vendor credential management, token rotation, and integration sprawl.

Intelligent Failover & Multi-Provider Routing

When a primary provider is degraded, traffic automatically routes to a pre-configured fallback — Aadhaar OTP fails, switch to OKYC; CIBIL times out, retry via Experian — all without any code change.

Enterprise-Grade Security & Regulatory Compliance

OAuth 2.0, mutual TLS, field-level AES-256 encryption, RBI data localisation, and ISO 27001 certified infrastructure ensure every API call is secure, auditable, and regulation-ready.

Real-Time Observability & Full Audit Trail

Every API call is logged with request/response payloads, latency, provider response codes, and outcome — giving your ops and compliance teams a tamper-proof audit trail on demand.

Platform Modules
A Complete API Integration Ecosystem
Whether you are an NBFC, bank, DSA, or fintech startup — our Plug & Play API gateway adapts to your stack, scales with your volume, and grows with your connector needs.

API Gateway

Unified entry point for all 50+ connectors — rate limiting, authentication, TLS termination, and request routing in one layer.

KYC Connector Hub

Aadhaar, PAN, Video KYC, OKYC, CKYC, Digilocker — all identity connectors with intelligent provider routing and fallback.

Bureau Connector Hub

CIBIL, Experian, Equifax, CRIF live pulls with multi-bureau dedup, score normalisation, and policy-check automation.

Payments Connector Hub

IMPS, NEFT, UPI, NACH, ENACH, penny-drop, and account validation via NPCI-certified payment rails.

Data & Compliance Hub

GSTN, CBDT ITR, MCA21, and Account Aggregator (AA) consent-based financial data connectors in one place.

Observability & Logs

Real-time dashboard for API health, latency percentiles, error rates, SLA tracking, and tamper-proof audit logs.

LIVE PLATFORM ACTIVITY
Real-Time API Activity
Live API calls flowing through our platform right now — across KYC, bureau, payments, and GST connectors — updated every few seconds.
API Calls Today
0
0 in last 10 min
KYC Verifications
0
0 right now
Bureau Pulls
0
steady pace
Payment Txns
0
0 per min
99.99%
UPTIME

Platform Uptime

All 50+ connectors maintaining 99.99% uptime SLA with zero unplanned outages in the last 90 days.

Live API Feed
API Calls by Hour (Today)
Get Started

One API Key. Your Entire Fintech Stack.

Join leading NBFCs, banks, and fintechs replacing fragmented vendor integrations with LendSystem's unified Plug & Play API gateway.